Find out if your rent is affordable based on the Scottish and UK government guidance.
While there is no set definition, both Scottish and UK governments have given guidance that rent should be no more than between 25% to 35% of a households total income to be deemed affordable.
Each of the property sizes in the table below have been assessed against this guidance to help you when selecting a choice. The tables below also show the income used for housing for households on the minimum wage, living wage and in receipt of benefits.
| Property size | 2020 to 2021 | |||||
|---|---|---|---|---|---|---|
| Minimum wage < 25 years of age | Minimum wage > 25 years of age | Living wage | Single person on Universal Credit | Couple on Universal Credit | ||
| Bedsit | 25% | 24% | 21% | 27% | n/a | |
| 1 bedroom single occupant | 27% | 25% | 23% | 28% | n/a | |
| 1 bedroom couple | 18% | 17% | 15% | 28% | 18% | |
| 2 bedroom couple | 30% | 28% | 26% | n/a | 21% | |
| 2 bedroom family | 20% | 19% | 17% | n/a | 21% | |
| 3 bedroom couple | 23% | 21% | 19% | n/a | 23% | |
| 3 bedroom family | 17% | 16% | 15% | n/a | 23% | |
| 4 bedroom couple | 23% | 21% | 20% | n/a | 24% | |
| 4 bedroom family | 17% | 16% | 15% | n/a | 24% | |
| Property size | 2020 to 2021 | |||||
|---|---|---|---|---|---|---|
| Minimum wage < 25 years of age | Minimum wage > 25 years of age | Living wage | Single person on Universal Credit | Couple on Universal Credit | ||
| Bedsit | 25% | 24% | 21% | 27% | n/a | |
| 1 bedroom single occupant | 27% | 25% | 23% | 28% | n/a | |
| 1 bedroom couple | 18% | 17% | 15% | 28% | 18% | |
| 2 bedroom couple | 30% | 28% | 26% | n/a | 21% | |
| 2 bedroom family | 20% | 19% | 17% | n/a | 21% | |
| 3 bedroom couple | 23% | 21% | 19% | n/a | 23% | |
| 3 bedroom family | 17% | 16% | 15% | n/a | 23% | |
| 4 bedroom couple | 23% | 22% | 20% | n/a | 24% | |
| 4 bedroom family | 17% | 16% | 15% | n/a | 24% | |
| Property size | 2020 to 2021 | ||||
|---|---|---|---|---|---|
| Minimum wage < 25 years of age | Minimum wage > 25 years of age | Living wage | Single person on Universal Credit | Couple on Universal Credit | |
| Bedsit | 25% | 24% | 22% | 27% | n/a |
| 1 bedroom single occupant | 27% | 25% | 23% | 29% | n/a |
| 1 bedroom couple | 18% | 17% | 15% | 29% | 18% |
| 2 bedroom couple | 31% | 29% | 26% | n/a | 21% |
| 2 bedroom family | 20% | 19% | 17% | n/a | 21% |
| 3 bedroom couple | 23% | 21% | 20% | n/a | 23% |
| 3 bedroom family | 17% | 16% | 15% | n/a | 23% |
| 4 bedroom couple | 23% | 22% | 20% | n/a | 24% |
| 4 bedroom family | 17% | 16% | 15% | n/a | 24% |
| Property size | 2020 to 2021 | ||||
|---|---|---|---|---|---|
| Minimum wage < 25 years of age | Minimum wage > 25 years of age | Living wage | Single person on Universal Credit | Couple on Universal Credit | |
| Bedsit | 25% | 24% | 22% | 27% | n/a |
| 1 bedroom single occupant | 27% | 25% | 23% | 29% | n/a |
| 1 bedroom couple | 18% | 17% | 15% | 29% | 18% |
| 2 bedroom couple | 31% | 29% | 26% | n/a | 21% |
| 2 bedroom family | 20% | 19% | 17% | n/a | 21% |
| 3 bedroom couple | 23% | 22% | 20% | n/a | 23% |
| 3 bedroom family | 17% | 16% | 15% | n/a | 23% |
| 4 bedroom couple | 23% | 22% | 20% | n/a | 24% |
| 4 bedroom family | 17% | 16% | 15% | n/a | 24% |
Last modified on 17th June 2020
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